York Educational Federal Credit Union

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1.99% APR* Fixed Rate Home Equity For The 1st 12 Months!  Rate Expires December 31st

 *Advance must be new money and $10,000 or more.

Home Equity loans can be used for almost any purpose:
-Home Improvements
-Debt Consolidation
-College Expenses

After the first year, you still get a great rate!  The rate will depend on the length of time you select to repay.  However, at that time, the rate will be locked-in so you don't have to worry about rates going up!

For up to 80% loan to value

 60 mo.  repayment   3.49%APR*

120 mo.  repayment 4.24%APR*

180 mo.  repayment 4.74%APR*

*Rates are subject to meeting certain credit standards.  Please call our loan department for more information.

Remember! YEFCU Waives All Fees Including Electronic Appraisal and Closing Costs!

This rate expires on December 31st, 2014.  Call 717-843-1153 or request an application by clicking here.

            CHRISTMAS HOURS               Wed Dec. 24th - 8:00-12:00pm
Thur, Dec. 25th - CLOSED
Main Office
1601 S. Queen Street
York, PA 17403-4630
Mon, Wed: 8:00 - 5:00 pm
Tue, Thur - 7:30 - 5:00 pm
Friday: 8:00-6:00 pm
East York Branch
2550 Kingston Road; Suite 215
York, PA 17402
Mon-Fri: 9:00 - 5:00 pm
 (717) 741-4059


Thousands Of Vehicles Priced Below Kelley Blue Book Suggested Retail!

Visit cuautodeals.com or call 1-866-227-7253 to schedule an appraisal.

When Federal Aid Just Isn't Enough, We're Here To Help!

  • A Better Way To Pay For College

  • The cost of college continues to rise, forcing many students and families to resort to higher-cost private student loans to fill funding gaps.  As a not-for-profit lender, YEFCU has the unique ability to help our members and families by offering our Student Choice private lending solution that features: 

    • Zero origination or prepayment fees

    • Lower interest rates (6.25% - 6.75% APR)

    • Flexible repayment options

    • Convenient line of credit structure that allows you apply once and secure financing for your entire college career

    • Deferment of principal and interest while in school

    • Easily apply online or by phone at 866.686.6856

  •   For more information call 717-843-1153 or explore our Student Choice website.


    YEFCU Is Now Offering 1st Mortgages
    YEFCU has teamed with First Heritage Financial to offer our members more than 200 1st mortgage programs to help you BUY, BUILD or REFINANCE your home.
    -Fixed Rate Mortgages
    -Adjustable Rate Mortgages
    -FHA/PHFA Mortgages
    -Construction Mortgages
    -JUMBO Mortgages


    Statement Express Is Here!
    Get your statements faster, more securely and save paper too!  Click here for enrollment details.
    VirtualBranch Users can sign up instantly! After logging on, Click Self Service tab, click on eStatements and follow instructions.


    If you would like to receive your statement electronically, you must enroll in home banking. Please call our office or stop in our office to enroll.




    Contact Information

     Postal address
    1601 S Queen St, York PA 17403-4630
     Electronic mail
    General Information: info@yefcu.org
    Routing Number


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    Copyright 2003 York Educational Federal Credit Union
    Last modified: 12/16/14

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