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Signature Loans - at YEFCU, a signature alone is often all that is needed to grant a loan. Members may borrow up to 25% of their gross annual income. Line-of-Credit - apply for a line-of-credit once and after approval is granted and a limit is set, members can request advances quickly and efficiently, with "next day" service. Rates are lower than credit card finance charges, and there is no annual fee. Payments may be extended for up to 5 years. Lower rates available if payment term is for 3 years or less.
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