York Educational Federal Credit Union
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Members save at YEFCU for many purposes, including: down payment for a car, boat, or home - college expenses - home improvements or furnishings - emergencies - computer - vacation - Christmas - and retirement, to name just a few. The share account is the main savings account. One share is worth $50.00. All balances over $100.00 earn dividends. Deposits can be made in person, by payroll deduction, by U.S. Mail, or by Direct Deposit (Social Security, Pennsylvania School Employees Retirement Fund, TIAA, and other recurring payments. Withdrawals can be made by visiting the office or by calling ahead to have a check prepared in advance. It can then be mailed (U.S. Mail or interoffice) or picked up at the office. A checking account is another way to access funds. Also, YEFCU's free VISA Check Cards enables members to access cash at any ATM with the VISA logo. Dividends are paid on share accounts monthly and are calculated on daily balances. Dividends are paid from the date-of-deposit to the date-of-withdrawal on all balances of $100 or more. Dividend rates are set by the Board of Directors at their monthly meeting, based on the Credit Union's net earnings. See the Rates section for present dividend rates
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