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YEFCU offers a Christmas Club account for holiday savings. Deposits are easy with payroll deduction. Withdrawals can be made at any time. Funds are available anytime after the October 1st dividend payment, and there are various options for withdrawal to help with holiday shopping. YEFCU's Vacation Club account works the same as the Christmas Club and funds are available for withdrawal at any time. Members may also establish a Club Account for any special purpose and earn rates equal to the Christmas and Vacation Clubs. Members may access their funds at any time.
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