Earn higher dividends with zero risk.
Whether you’re saving for retirement, education expenses or a future purchase, a Share Certificate offers you higher dividends than a regular savings account, at a fixed rate for the term you select. Certificates are a guaranteed and insured investment alternative to higher risk investments in the stock market. Your funds are insured up to $250,000 through NCUA.
Select Your Term & RateEffective January 1, 2017
|Term||Min Balance||Dividend Rate||APY*|
|*APY=Annual Percentage Yield. Six-month Share Certificate dividends are compounded monthly; 12- to 48-month Share Certificates are compounded quarterly.|
There is a substantial penalty for early withdrawal: 90 days of dividends for 6 and 12 month Certificates, and 180 days of dividends for 18, 24, and 48 month Certificates.Effective February 1, 2017
|Early Withdrawal for a maturity of 1 year or less||90 Days Interest|
|Early Withdrawal for a Maturity of Greater than 1 year||180 Days Interest|