It’s Time to Pay Off Debt

Let us show you how we can save you money and help you pay off your debt faster.

Most of us end up there at one time or another. Whether you just spent too much at Christmastime or you’ve been accumulating debt little by little each month, don’t get stuck paying high-rate interest while you’re paying off your bills.

Reduce Your Rate to as low as 6.50% APR*

Our Signature Loan could be the answer to your high-rate debt concerns. With loan amounts up to 25% of your annual gross income, you could consolidate a fair amount of credit card debt. Set up automatic payments from your YEFCU account, payroll deduction or direct deposit, and you can enjoy rates as low as 8.99% APR.*

Transfer to a YEFCU Visa with No Balance Transfer Fee

Unlike most credit cards, a YEFCU Visa Credit Card has no balance transfer fee. Rates are available at 9.90% or 11.90% APR* based on your credit history. There’s no annual fee and you can manage your account securely online.

Get the best rate!

*APR=Annual Percentage Rate. Rates available to qualified members only and based on certain credit standards. Contact our loan department for information about how your rate is determined. Rates shown require member has automatic payments from a YEFCU account, payroll deduction or direct deposit. Add 0.25% to the APR and 0.26% to the preferred APR if you do not use at least one of these services. View full rate disclosures.