Education Line of Credit

We’ll bridge the gap for graduate level courses reimbursed by your employer.

An Education Line of Credit is for teachers who are taking classes to further their education. We’ll cover the the upfront cost of tuition while you take the class, so you can earn the credit without dipping into your savings.

Furthering your Education has Never been Easier

Payments are interest-only for up to 6 months — just pay off the balance when your employer reimburses you for the course work. If you still have a balance at the end of 6 months, you can roll the balance over into a Signature Loan with regular principal and interest payments.

Education Line of Credit Rates

Effective January 1, 2019
TermPaymentsAPR* 
*APR=Annual Percentage Rate. Rates available to qualified members only and based on certain credit standards. Contact our loan department for information about how your rate is determined. Rates shown require member has automatic payments from a YEFCU account, payroll deduction or direct deposit. Add 0.25% to the regular APR if you do not use at least one of these services.
6 monthsInterest-Only11.00%