Personal Loans

When you need money, we’re here to help.

Our Credit Union exists to meet the needs and requirements of members, not to make a profit on them. Members can borrow for virtually any worthwhile purpose — emergencies that demand cash, consolidation of pressing debts, or installment purchases of any kind.

We offer a variety of personal loan options to help our members.

Signature Loan

At our Credit Union your signature alone is often all that is needed to grant a loan. We may lend you up to 25% of your gross annual income with either 36 or 60 months for repayment.

Signature Line of Credit

A line of credit loan is a loan based on your income and obligations, no collateral needed! Apply for a line of credit now, so you have it available to you when you need it. Once your credit limit is set, you may can request advances quickly and efficiently. Rates are lower than credit card finance charges, and there is no annual fee. Payments are a 36-month term.

Share Secured Loan

A Share Secured Loan is one of our lowest rated loans because we use your savings account as collateral for the loan. You must have the amount you want to borrow in your savings account, and be pledged as security for the loan. Repayment terms are available up to 60 months.

Credit Builder/Rebuilder Loan

We also offer a loan that is specifically designed for you to easily pay off in order to build your credit. The maximum amount for a Credit Builder Loan is $1,500 with a repayment term up to 18 months.

 

Personal Loan Rates

Effective July 11, 2022
Type of LoanTermAPR*
Signature**36 monthsAs low as 6.50%
60 monthsAs low as 6.75%
Signature Line of Credit**36 monthsAs low as 6.50%
Credit Builder/Rebuilder**Up To 18 months5.00%
Share SecuredUp To 60 months1.99%
*APR=Annual Percentage Rate. Rates available to qualified members only and based on certain credit standards. Contact our loan department for information about how your rate is determined.

**Maximum loan amount or credit limit on unsecured lending is 25% of Gross Annual Income.

Have Questions? Contact Us