No better place to get a VISA Credit Card.
The YEFCU Visa Credit Card is a great deal for members.
Our Featured Perks:
- No annual fee
- No balance transfer fee
- 25-day grace period on purchases
- Lower interest rates than most bank credit cards
- Added security for online purchases
Manage Your Account Online
You can also manage your VISA account online for free at ezcardinfo.com:
- Review Account Information
- Track Spending
- Set Alert Notifications
- Download Files
- And Much More
Transfer Balances
Don’t get burned by high interest rates. If you have high rate debt, transfer it to your YEFCU VISA Credit Card and save! Unlike most banks, we don’t charge a balance transfer fee!
Apply Today
Download our Visa Credit Card Application to apply today! You may visit or mail your completed application to one of our branch locations. You can also apply over the phone during our business hours.
Lost/Stolen Cards:
For after business hours to report a lost/stolen card call: 1-800-433-0505
For the fraud department call: 1-800-369-4887
Visa Credit Card Rates & Terms
Effective January 11, 2023
| Interest Rates and Interest Charges | |
|---|---|
| Purchases APR* | As low as 7.99% |
| Balance Transfers APR* | As low as 7.99% |
| Cash Advances APR* | As low as 7.99% |
| How to Avoid Paying Interest on Purchases | Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. |
| *APR=Annual Percentage Rate when you open your account, based on your creditworthiness. Rates available to qualified members only and based on certain credit standards. Contact our loan department for information about how your rate is determined. To learn more about factors to consider when applying for or using a credit card, visit the Consumer Financial Protection Bureau |
|
Effective January 1, 2022
| Fees | |
|---|---|
| Application Fee | None |
| Annual Fee | None |
| Balance Transfer Fee | None |
| Foreign Transaction Fee | 1.00% of each transaction in U.S. dollars |
| Late Payment Fee (10+ days) | up to $25.00 or minimum payment (whichever is less) |
| Return Payment Fee | up to $30.00 or minimum payment (whichever is less) |
| Card Replacement Fee | $6.00 |
| Card Expedite Fee | $30.00 |