Visa Credit Card

No better place to get a VISA Credit Card.

The YEFCU Visa Credit Card is a great deal for members.

Our Featured Perks:

  • No annual fee
  • No balance transfer fee
  • 25-day grace period on purchases
  • Lower interest rates than most bank credit cards
  • Added security for online purchases

Manage Your Account Online

You can also manage your VISA account online for free at ezcardinfo.com:

  • Review Account Information
  • Track Spending
  • Set Alert Notifications
  • Download Files
  • And Much More

Transfer Balances

Don’t get burned by high interest rates. If you have high rate debt, transfer it to your YEFCU VISA Credit Card and save! Unlike most banks, we don’t charge a balance transfer fee!

Apply Today

Download our Visa Credit Card Application to apply today! You may visit or mail your completed application to one of our branch locations. You can also apply over the phone during our business hours.

Lost/Stolen Cards:

For after business hours to report a lost/stolen card call:  1-800-433-0505
For the fraud department call:  1-800-369-4887

 

Visa Credit Card Rates & Terms

Effective September 1, 2016

Interest Rates and Interest Charges
*APR=Annual Percentage Rate when you open your account, based on your creditworthiness. Rates available to qualified members only and based on certain credit standards. Contact our loan department for information about how your rate is determined.
To learn more about factors to consider when applying for or using a credit card, visit the Consumer Financial Protection Bureau
Purchases APR*9.90% or 11.90%*
Balance Transfers APR*9.90% or 11.90%*
Cash Advances APR*9.90% or 11.90%*
How to Avoid Paying Interest on PurchasesYour due date is at least 25 days after the close of each billing cycle. We will not charge you any intrest on purchases if you pay your entire balance by the due date each month.

Effective February 1, 2017
Fees
Application FeeNone
Annual FeeNone
Balance Transfer FeeNone
Foreign Transaction Fee1.00% of each transaction in U.S. dollars
Late Payment Fee (10+ days)up to $15.00 or minimum payment (whichever is less)
Return Payment Feeup to $25.00 or minimum payment (whichever is less)
Card Replacement Fee$6.00
Card Expedite Fee$30.00